Personal finance education that respects your wallet and your data.

Learn Your Money is an independent educational product. We're not a CPA firm. We're not a law firm. We're not an investment adviser. We're a software publisher building the tax + financial planning toolkit we wished existed when we needed it.

Our mission

Most personal finance software is built to sell your data or push you into expensive subscriptions and advisor relationships.

We do none of that. The full toolkit is open to everyone while we continue improving it (no credit card required).

Your entries are not sent to our servers. If you enable optional AI features elsewhere in the app, scenario text and a summary of app data may be sent to Anthropic as described in the Privacy Policy.

What we explicitly DON'T do

Sell your data

Your entries are not sent to our servers. If you enable optional AI features elsewhere in the app, scenario text and a summary of app data may be sent to Anthropic as described in the Privacy Policy.

Let ads change your results

The site is free and may be supported by advertising, but that never changes your calculator results or educational conclusions. Page visits are counted anonymously via Plausible — no cookies, no personal data.

Push affiliate links

We don't earn commissions when you click through to a broker, robo-advisor, or insurance company. Our outputs are based on math, not commissions.

Give you legal/tax advice

We educate. We compute. We don't advise. Every output ends with "consult your CPA / attorney / CFP" because that's the truth. We're tools, not professionals.

Pretend to be a tax-filing service

We don't e-file. We're for tax PLANNING and modeling. You still file via TurboTax / H&R Block / IRS Free File / a CPA.

Charge a percentage of your portfolio

Pricing structure is being finalized and will be announced when the product launches.

What we DO do

✅ Build an educational tax + financial planning toolkit for families.

✅ Update the tax law constants when Congress changes things — educational estimates include OBBBA 2025+ provisions; verify with a qualified professional.

✅ Surface tradeoffs other tools don't, so families can prepare better questions for their CPA, attorney, or financial planner.

✅ Build the community forum where you can ask anonymous questions and read other users' answers.

Independence

We are not affiliated with, endorsed by, or sponsored by:

Any third-party trademarks referenced in our software or marketing are the property of their respective owners and used for descriptive purposes under nominative fair use.

Geographic scope

Learn Your Money is designed for U.S. residents only. We do not address non-U.S. tax, estate, privacy, or financial law. We do not comply with GDPR, UK DPA, PIPEDA, or similar non-U.S. data-protection regimes. Non-U.S. residents may not be able to lawfully use the service in their jurisdiction.

Free tools, still improving

Try the tools. If they help, share with a friend. If not, no harm done. No account, membership, or payment is required to use the current tools.

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